Consumer Credit Counseling Service

CCC organizations are usually designated as non-profits by the IRS, although many of these firms recently lost that status because the IRS felt that they had "for profit" motives. These organizations combine your payments to one monthly payment, where you pay back all of the principal, some interest and some fees. Many CCC organizations receive funding from creditors as well as payment from their clients.

Many times these programs are generally drawn out over four to six years and less than one out of four actually complete the program. Many times these payments are higher than the original credit card payments and this program can have a non flattering affect on your credit.

If you are in debt and have trouble keeping up, are behind, or not paying at all, we invite you to join the thousands of others who have successfully made these credit problems a thing of the past using our debt settlement services.