Debt settlement or debt arbitration
is a legal process used by both people in debt
and their creditors to negotiate a settlement
of an existing legal debt. This proactive approach
is the most cost-effective option to pay off your
current debt while avoiding the negative effects
of bankruptcy. Any person owing credit card debt,
or any other debt, has the legal right to contact
and negotiate with the creditors. This practice
however, takes time to master and certain skills
to get the maximum benefits. The Bowler Group
works diligently and professionally with your
creditors on your behalf to reduce your current
unsecured debt balances down 40-60% by arbitrating
an agreed settlement amount with your creditors.
Debt settlement is an appropriate option for people who may otherwise be considering bankruptcy due to some
type of hardship. Creditors are usually willing to settle for less than the amount owed when a person is under financial strain because if the person is forced to declare bankruptcy, the creditors receive nothing. The The Bowler Group assists clients by establishing an affordable monthly savings goal to save money for the settlement of the debts. Ultimately as each account is settled, the creditors will consider the accounts paid with
a zero balance. A debt settlement program will have a short-term adverse effect on your credit during the
program which may affect your ability to apply for new credit while your accounts are being settled. Once debt
has been paid off through a settlement program, a client is then free to rebuild a solid credit profile without the
burden and stress of outstanding debt.
Our team of consumer debt consultants works individually
with each client to help determine the program
best suited for their particular situation and
personal goals. We will set you up with an affordable
monthly payment,which is determined on a client-by-client
basis between you and a counselor. Based upon
what you are able to pay each month into your
settlement account, we can determine how many
months you will be part of the program, and ultimately
be debt free. Throughout the program, we communicate
with your creditors on your behalf and soon you
will no longer be dealing with burdensome phone
calls and letters from your creditors. The
Bowler Group maintains and continues
to develop relationships with creditors throughout
the country. By establishing cooperative and professional
relationships with each creditor we are able to
reach the most favorable settlement offers for
our clients. The Bowler Group is an independent
company not affiliated with your creditors which
means we work directly and 100% for you!
Our goal is to provide our clients with an affordable program to get back on their feet financially within 12 to
36 months and find a real solution for the strain and stress caused by debt. With honest and informative
advice, outstanding customer service, and a proven debt settlement process we can ensure our clients
become debt free quickly and comfortably and get back on the path of financial freedom.
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